Announcement from Christian Sewing Regarding Q2 Results in 2025
In a bid to strengthen its position as a resilient and client-centric global bank, Deutsche Bank has announced substantial progress towards its 2025 Global Hausbank strategy. The strategy, aimed at positioning the bank as a reliable partner in navigating complex and rapidly changing global conditions, has shown promising results in the first half of the year.
Financial Performance
Deutsche Bank's financial performance for the first half of 2025 has been impressive. The bank's revenues increased by 6% year-on-year to €16.3 billion, demonstrating profitable growth. Costs have also been significantly reduced, with noninterest expenses falling 26% year-over-year.
The bank's pre-tax profit more than doubled to €5.3 billion in H1 2025. When one-off effects from last year's Postbank proceedings are excluded, the pre-tax profit still grew by over a third. The bank's CET 1 capital ratio stands at a robust 14.2%, underscoring capital robustness and regulatory compliance.
The bank has also maintained a 50% dividend payout ratio and advanced its share buyback program, returning value to shareholders.
Division Performance
All four divisions of the bank - Corporate Bank, Investment Bank, Private Bank, and Asset Management - reported double-digit profit growth for the first half of the year. Moreover, each division achieved a return on tangible equity (RoTE) of around 10% or more, reflecting the bank's operational efficiency.
Looking Ahead
Deutsche Bank is optimistic about the months ahead, attributing this optimism to the dedication, focus, and discipline of its employees. The bank is currently working on its strategy for the period beyond 2025, aiming to become more focused, efficient, and powerful.
The bank sees growing interest in Germany and Europe among its clients due to global shifts. It aims to build bridges for companies and investors with its strong position in its home market.
Geopolitical Challenges
The bank acknowledges the geopolitical tensions, trade uncertainties, and a challenging economic environment. However, it underscores the need for its Global Hausbank role—serving clients with comprehensive, integrated solutions worldwide.
In a statement, Christian, the bank's representative, noted the bank's stability, reliability, and determination to move forward together with its clients as key to its success. The bank is also exploring opportunities offered by innovative technologies such as artificial intelligence.
With its focus on sustainable profitable growth, Deutsche Bank is well on its way to achieving its 2025 financial targets and setting the foundation for continued growth beyond 2025.
[1] Deutsche Bank Global Hausbank Strategy 2025: https://www.db.com/en/investor-relations/strategy/global-hausbank-strategy.htm [2] Deutsche Bank H1 2025 Results: https://www.db.com/en/investor-relations/financial-reports/h1-2025-results.htm [3] Deutsche Bank 2025 Financial Targets: https://www.db.com/en/investor-relations/strategy/financial-targets.htm [4] Deutsche Bank Q2 2025 Earnings Call: https://www.db.com/en/investor-relations/events-and-presentations/earnings-calls.htm
- Deutsche Bank's Asset Management division, a key component of its business, reported double-digit profit growth for the first half of the year, contributing to the bank's overall financial performance and demonstrating its commitment to delivering robust returns in the finance sector.
- As it looks ahead to the future, Deutsche Bank remains optimistic about its continued growth, with a focus on sustainable profitable growth and exploiting opportunities offered by innovations like artificial intelligence in finance, thus positioning itself as a reliable partner in managing assets for its clients.