Cashback Offer on Bajaj Finserv Doctor Loans This Festive Season
Bajaj Finserv, a subsidiary of Bajaj Finserv Ltd., a deposit-taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI), is offering a unique financial solution for healthcare professionals. The Bajaj Finserv Doctor Loan is a high-value, unsecured loan designed specifically for doctors, dentists, and other medical professionals.
Loan Features and Eligibility
The loan offers flexible repayment options, ranging from 1 year up to 8 years, and does not require any collateral or security. Eligibility criteria include Indian nationality, age between 22 years and 80 years (with a higher age limit allowed at loan maturity), a CIBIL score of 685 or higher, and a registered medical degree.
Required documents include KYC documents (such as Aadhaar, passport, voter ID, driving license), PAN card, and a medical registration certificate.
Application Process
The application process for the Doctor Loan is simple and quick. To apply, visit the official Bajaj Finserv website, go to the doctor loan page, and click on the "CHECK ELIGIBILITY" button. Enter your 10-digit mobile number and verify it with the OTP. Fill in the application form with your personal and professional details, click "CONTINUE", and enter your banking information as required.
Bajaj Finance ensures quick loan processing and disbursal, often within 48 hours after approval. The loan can help medical professionals overcome challenges in their practice, such as setting up a new clinic or upgrading diagnostic equipment.
Cashback Offers
Currently, Bajaj Finance is running a limited-period Loan Utsav campaign featuring special cashback offers. The cashback will be credited to the customer's Bajaj Pay Wallet or, if no active wallet exists, as Bajaj Coins. The cashback structure varies based on the loan amount, with higher loan amounts earning higher cashback rewards.
The first 50 doctors who apply and get their loan disbursed during the campaign period will receive up to Rs. 5,000 in cashback rewards. The cashback offer is available from 1st July to 31st July 2025.
Loan Details
The Bajaj Finserv Doctor Loan offers loans up to Rs. 80 lakh. The loan offers competitive interest rates starting from about 11% p.a. and processing fees up to 2.95% of the loan amount. The loan can be applied for through the Bajaj Finserv website or app.
The loan application and management process is digital, eliminating the need for physical visits and lengthy documentation. The loan is accessible through the Bajaj Finserv App or website, making it convenient for doctors to manage their finances on the go.
In conclusion, the Bajaj Finserv Doctor Loan is an excellent financial solution for healthcare professionals, offering high-value, unsecured loans with flexible repayment options and quick disbursal. With the added benefit of cashback offers during the Loan Utsav campaign, it's an opportunity not to be missed.
A healthcare professional seeking a high-value, unsecured loan can consider the Bajaj Finserv Doctor Loan, especially during the Loan Utsav campaign that offers cashback rewards. With repayment options ranging from 1 year to 8 years, this loan can help medical professionals manage personal-finance needs, such as setting up a new clinic or upgrading diagnostic equipment.
