Daily Interest Rates Improve at Germany's Most Sought-after Bank: ING Offers Attractive Financing Solutions
ING Germany Introduces New Savings Account Offer with Competitive Features
ING, Germany's favourite bank, remains the leader among German banks with deposit protection and interest guarantee. As of mid-2025, the bank offers several types of savings accounts with competitive features and additional benefits for new customers.
Competitive Interest Rates and Digital Convenience
ING provides multiple main account types, including Orange, Discounted Orange, Starter, and Business accounts, which come with savings options integrated into their digital banking platform. Interest rates on these savings accounts can reach up to approximately 3.30% per annum, depending on the region and specific account terms. This is competitive given the current savings environment in Germany, where top savings rates range roughly from 1.38% to 3.60%.
ING offers integrated features such as account statistics, analytics, savings funds, notifications, and cashback options, which enhance the savings experience beyond just the interest rate. Funds deposited at ING are insured, with German banks, including ING, covered by a deposit guarantee scheme up to €100,000 per depositor by law, ensuring security for customer deposits.
Additional Benefits for New Customers
For new customers, ING's digital platform supports various online and offline payment methods, offering convenience in banking transactions. Beyond savings, new customers may also have access to products such as loans, online mortgages, automated investments, leasing apartments, retirement funds, and insurance policies integrated within the bank’s ecosystem.
While ING does not always offer a distinct special promotional interest rate publicly for new customers in Germany, occasional regional campaigns for increased interest rates might occur. To get the latest and most specific new customer offers, including any time-limited interest rate promotions or bonuses, you should check ING Germany’s official site or contact their customer support directly.
Comparing ING to Other German Banks
ING’s savings interest rates are competitive though not necessarily the highest; for example, banks like Consorsbank and TF Bank offer promotional fixed rates around 2.55% to 2.8% for new customers over short terms. However, ING distinguishes itself with a broad range of financial services and digital convenience, which may appeal to customers looking for an all-in-one banking platform.
The New ING Savings Account Offer
The new ING savings account offer, starting from October 15th, has a term of four months. While the interest rate is the same as the previous offer, the term has been reduced. The interest rate for new customers opening their first additional account at ING is 3.3 percent. However, it's important to note that the new offer does not specify whether it includes the popular checking account and brokerage account mentioned in this article.
For more information about savings account comparisons and the BÖRSE ONLINE savings account comparison, further details can be found on BÖRSE ONLINE. BÖRSE ONLINE offers comparisons for various financial products, including checking accounts and brokerage accounts, and sometimes uses affiliate links, which may result in compensation when clicked (e.g., opening a brokerage account).
In summary, ING Germany offers savings accounts with competitive interest rates (up to around 3.3% regionally), strong digital features, deposit insurance, and a broader product ecosystem for new customers. To learn more about the latest offers and any time-limited promotions, you should check ING Germany’s official site or contact their customer support directly.
ING's savings accounts, available to new customers, come with competitive interest rates, reaching up to approximately 3.30% per annum, making it a suitable choice for those seeking personal-finance growth within the context of the current German savings environment. With the addition of integrated features such as account statistics, cashback options, and a secure deposit guarantee, ING's business accounts offer more than just competitive interest rates, appealing to customers seeking comprehensive financial services.
