Kuban ranks amongst the leading regions for mortgage loan issuance
In the Krasnodar region, also known as Kuban, a cautious approach to financial obligations is evident, as the average mortgage term stands at approximately 22 years. This conservative stance was reflected in the mortgage market data for August 2025, which showed that Kuban received loans totaling 14.4 billion rubles.
Despite a nationwide decrease in mortgage lending volumes, Kuban demonstrates a stable demand for mortgages. The region accounted for a significant share of the country's mortgage market, contributing to the 377 billion rubles nationwide total, with 86,600 mortgage loans issued in August 2025.
The city in Kuban with the highest mortgage expenditures in August 2025 remains unspecified in the available search results, along with the amount of those expenditures. However, Kuban's mortgage issuance volume places it in the top-5 regions of the Russian Federation.
The high demand for mortgages in Kuban can be attributed to its attractiveness for relocation, active housing construction, and developed economy. The region also maintains a high demand for the secondary market for mortgages, offering more affordable housing options.
Interestingly, the longest mortgage terms were recorded in Crimea (25 years 2 months), while the average loan size nationwide in August 2025 was 4.36 million rubles. The average loan size taken by residents of Moscow was the largest at 6.9 million rubles.
It's worth noting that mortgage lending volumes nationwide showed a decrease on a year-on-year basis in August 2025. However, the leading regions in terms of mortgage lending volume remained consistent, with Moscow, Moscow Oblast, St. Petersburg, Krasnodar Krai, and Tatarstan at the forefront.
In a separate development, hotel prices in Sochi are expected to decrease by the end of September. This new information, not previously mentioned, adds an interesting layer to the economic landscape of Kuban.
The data for mortgage issuance in Moscow, Moscow Oblast, St. Petersburg, and Tatarstan were not provided in the given context, leaving room for further exploration and comparison. The data for this article was provided by the United Credit Bureau.
