Obtaining a Comdirect giro account grants a 75 euro bonus.
Comdirect Offers 75 Euro Bonus for Opening a Free Checking Account
Comdirect, a German online bank, is currently offering a new customer bonus of 75 euros for opening a free Checking Account Aktiv. Here's what you need to know about this exciting offer.
Eligibility and Requirements
To be eligible for the bonus, you must open the account during the promotional period, which ends on April 7, 2025. You'll also need to meet some requirements to qualify for the bonus.
Firstly, you must consent to receive advertising information from Commerzbank AG by email during account opening. Secondly, the account must be actively used within the first three months, and at least five transactions of 25 euros or more must be performed.
Bonus Crediting and Account Management
The bonus will be credited in the fourth month after account opening. It's important to note that the bonus (or any promotional offer) is usually credited after a waiting period, which can range from 3 weeks to up to 2 months. This delay aims to prevent customers from opening an account solely to receive the bonus and then immediately closing it.
To keep the account free beyond the promotion, a minimum monthly income credit of around 700 euros is required to maintain free account management. If this condition is not met, a monthly fee of about 4.90 euros applies.
Additional Benefits
The free Checking Account Aktiv includes several services, such as a free daily savings account, a free Visa debit card, free payments within the Eurozone, three free global cash withdrawals per month, contactless payment, Apple Pay, Google Pay, Garmin Pay, the Comdirect App, and Online Banking.
Cash Deposits and Withdrawals
Three cash deposits can be made for free at Commerzbank ATMs using the Girocard. Cash can also be deposited using the Comdirect app at many German retail checkouts. If you need to withdraw cash more than three times a month, fees apply (4.90 euros per transaction).
For one euro per month, the Comdirect Girocard allows unlimited cash withdrawals at certain ATMs and retail partners in Germany. However, the Girocard can only be used in Germany.
Terms and Conditions
There is no account management fee with active use for customers under 28 years old, students, pupils, apprentices, or interns. Even if someone was a Comdirect customer in the past, they can still get the bonus as long as it's been more than half a year.
It's recommended to switch to the free Comdirect Girokonto Aktiv and actively use the account to secure the 75 euro bonus. For one euro per month, the Comdirect Girocard allows unlimited cash withdrawals at certain ATMs and retail partners in Germany.
Remember, this summary is based on recent user reports and the standard account conditions. For the most accurate and up-to-date information, please visit the Comdirect website.
[1] Comdirect's Terms and Conditions: https://www.comdirect.de/de/privatkunden/konten-und-karten/girokonto/aktiv/bedingungen-und-aufschlaege [2] Comdirect's Bonus Offer Details: https://www.comdirect.de/de/privatkunden/konten-und-karten/girokonto/aktiv/bonus-aktiv-erhalten
As Comdirect offers a bonus of 75 euros for opening a free Checking Account Aktiv, it's essential to consider the eligibility and requirements for this offer. To be eligible, you must open the account within the promotional period ending on April 7, 2025, and actively use the account within the first three months, performing at least five transactions of 25 euros or more. Furthermore, understanding personal finance implications, the account must be maintained with a minimum monthly income credit of around 700 euros to ensure free account management.
