Russia's Self-Loan Ban Surge: 14 Million Citizens Act, Krasnodar Region Leads in Proportion
As of October 1, 2025, a significant number of Russians have taken steps to manage their debt. Nationwide, 14 million citizens have imposed a self-ban on receiving loans, with 473,900 applications submitted to maintain this ban and 32,400 to remove it.
In the Krasnodar region alone, 419,000 people have an active self-imposed loan ban, representing 7.2% of its residents. This places the region 71st out of 85 Russian Federation subjects in terms of the number of self-imposed loan bans. Since the service was launched, Russians have submitted a total of 15.7 million applications to impose restrictions and 1.1 million to remove them.
It appears that the question requires specific information about a region with the highest proportion of self-imposed bans in the Southern Federal District, while the country overall has the lowest value. Unfortunately, there are no widely recognized data or official statistics providing these specific details. If you are looking for a region with particularly low values in a specific context, such as agriculture or water management, it may be helpful to search for specific studies or reports on land use or water management in that region.
The trend of self-imposed loan bans in Russia continues to grow, with a significant number of citizens choosing to restrict their access to credit. The Krasnodar region, while not leading in the number of bans, has a notable proportion of its residents utilizing this service. Further research may be needed to understand the reasons behind the regional disparities in the use of self-imposed loan bans.
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