Strong performance by various TSP investment funds marked July
In the financial landscape of July 2025, the Thrift Savings Plan (TSP) funds exhibited a mixed performance, with most stock-related funds experiencing gains, while bond and international funds saw slight declines.
The S Fund, which represents small/mid-cap stocks, registered a robust increase of 2.53% for the month, and a year-to-date growth of 4.69%. The C Fund, representing large company stocks, followed closely with a 2.24% rise in July and an impressive 8.56% gain for the year.
The G Fund, which deals with government securities, grew by 0.37% in July, and has managed a year-to-date increase of 2.60%. The I Fund, representing international stocks, experienced a decline of 1.52% in July, but remains significantly ahead for the year with a 16.89% gain.
The F Fund, which is associated with fixed income, dropped 0.25% in July but has gained 3.76% year-to-date.
The lifecycle (L) funds, designed for participants who do not wish to make investment decisions, posted modest gains in July, with monthly increases ranging from about 0.50% to 0.95%. Year-to-date gains for these funds range between 5.07% and 10.94%, depending on the fund.
This pattern is typical, with domestic stock funds performing well in July, while international and bond funds experienced slight declines. Despite the variability in monthly returns, the TSP funds have experienced positive growth over the year 2025.
Meanwhile, the political landscape has also been active. Senate Democrats have criticised the Trump administration for billions of dollars in waste due to recent federal workforce changes, specifically the deferred resignation program. President Donald Trump has nominated Ed Forst, a banking and real estate executive, to be the administrator of the General Services Administration.
The platform, which reserves all rights to its content, is not intended for users located within the European Economic Area. The National Archives and Records Administration reported progress towards fully electronic record keeping, with 71% of agencies meeting the July 2024 deadline and 75% of agencies having an automated way to manage emails.
The White House has a new top cyber official in Sean Cairncross, who will oversee the Trump administration's policy response to cyber threats. The Senate has confirmed Sean Cairncross as national cyber director, who will serve as President Trump's principal advisor on cybersecurity.
Amy Henninger, President Trump's pick to be the Pentagon's director of operational test and evaluation, has warned about the risks of acquisition reforms in the 2026 defense policy bill. The permanent change of station joint task force has launched a 24/7 call center to help service members, civilians, and their families with their government moves.
Every TSP fund is showing positive returns for the year, with the I fund leading the way with a return of almost 17%. The permanent change of station joint task force's call center aims to provide round-the-clock support to those navigating the complexities of government moves.
- In the midst of the financial landscape in July 2025, discussions regarding the federal workforce's reimagining took a noteworthy turn as Senate Democrats criticized the Trump administration for alleged waste due to recent federal workforce changes.
- As personal-finance matters continue to be a priority for many, investing in the federal workforce's potential transformation could potentially yield significant returns, given that every TSP fund, including the I Fund leading the way with a return of almost 17%, is showing positive returns for the year.
