Top Bank Account Incentives of May 2025: Unmissable Rewards and Bonuses

Opening a new bank account can come with a sweet reward! Here are some bank account bonuses that might catch your eye:

Checking Account Bonuses

Chase Private Client: Get up to $3,000 for opening a Private Client Checking account. Meeting a Private Banker and depositing funds of either $150,000 to $499,999, $500,000, or more will earn you different amount of cash. Keep your money deposited for 90 days, and that's it!
Huntington Bank: Score $600 or $400 by opening the Perks or Platinum Perks Checking accounts. With the Perks account, you need only $500 of qualifying direct deposits and keep the account open for 90 days. For the Platinum Perks account, deposit $25,000 new-to-Huntington funds and maintain the account for 90 days.
PNC Bank: Earn either a $100, $200, or $400 bonus with a new Virtual Wallet account. Requirements for the bonus are making relevant direct deposits of $500, $2,000, or $5,000 depending on the account tier.
Wells Fargo: Get $325 by opening an Everyday Checking account and receiving $1,000 in direct deposits within 90 days.

Savings Account Bonuses

CIT Bank: Deposit at least $25,000 to earn $225, or $50,000 to earn $300 with a new Platinum Savings account or an existing account.
TD Bank: Get a $200 bonus by opening a new TD Signature Savings or TD Simple Savings account, depositing $10,000 in the first 20 days, and maintaining the balance for 90 days afterward.
Alliant Credit Union: New Ultimate Opportunity Savings Account openers can get a $100 bonus after a year by making monthly deposits.

Business Bank Account Bonuses

Huntington National Bank: Unlimited Business Checking or Unlimited Plus Business Checking can net you up to $1,000 or $400, respectively, by meeting deposit and transaction requirements within set timeframes.
PNC Bank: Open a new Business Checking, Business Checking Plus, Analysis Business Checking, or Treasury Enterprise Plan account to earn $1,000 or $400 depending on the account type and requirements met.
Axos Bank: Get a $400 or $200 bonus by opening a Business Interest Checking or Basic Business Checking account and completing specified deposit and transaction requirements within a certain time period.

Remember, each bank has its own rules, and these bonus offers can change at any time. Always check the bank's website for the most up-to-date information before making a move. Happy banking and enjoy those extra dollars!

PNC Bank offers bonuses for opening Virtual Wallet accounts, granting $100, $200, or $400, based on specific direct deposit amounts and account tiers.
Opening a new checking or savings account at a bank could yield significant bonuses, as seen with offerings like the $3,000 bonus from Chase Private Client for depositing $150,000 or more.
In the world of finance, both checking and savings accounts can provide attractive bonuses, such as the $600 or $400 offered by Huntington Bank for their Perks or Platinum Perks Checking accounts.
For entrepreneurs seeking business-related banking bonuses, options include the $1,000 or $400 offered by Huntington National Bank or PNC Bank for qualifying accounts.
Some banks, like Alliant Credit Union, offer long-term incentives, such as a $100 bonus after a year for new Ultimate Opportunity Savings Account openers with regular deposits.
Opening a new banking-and-insurance account, whether for personal finances or business, can lead to rewards like bonuses, said to be especially sweet in the industry, encouraging clients to bank with them.