Top Checking Account Incentives in May 2025
Top Checking Account Bonuses for May 2025
ready to boost your bank balance? we've got you covered with the best checking account promotions out there! here are the hottest offers this month, handpicked by our research, compliance, and editorial teams:
- Huntington Bank: Huntington Perks Checking - $400
- Truist: Truist One Checking - $400
- Chase: Chase Total Checking - $300
- Wells Fargo: WF Everyday Checking - $325
- TD Bank: TD Beyond Checking - $300
- Citizens Bank: Citizens One Deposit Checking - $400
- Chase: Chase Business Complete Checking - $500
- U.S. Bank: U.S. Bank Business Essentials Checking - $500
- Huntington Bank: Huntington Unlimited Business Checking - $400
- Huntington Bank: Huntington Unlimited Plus Business Checking - $1,000
Dan's Dollar Earnings Breakdown
want a quick way to evaluate these offers? here's a simple comparison based on the dollar amounts required and the potential earnings you could receive:
- Huntington Bank: Huntington Perks Checking - $400
- requirements: direct deposit, open account online in eligible states (IL, IN, KY, MI, OH, PA, WV, CO, MN, SD, WI)
- potential earnings: 80% (!!!!!) return on $500 deposit
- Truist: Truist One Checking - $400
- requirements: direct deposit, open account online and enter promo code, receive at least 2 qualifying direct deposits totaling $1,000 or more within 120 days
- potential earnings: 40% return on $2,500 deposit
- Chase: Chase Total Checking - $300
- requirements: direct deposit, open account and enroll in offer, receive qualifying direct deposit of at least $500 within 90 days of enrollment
- potential earnings: 60% return on $500 deposit
- Wells Fargo: WF Everyday Checking - $325
- requirements: open account online or request bonus offer code, receive at least $1,000 in qualifying direct deposits within 90 days
- potential earnings: 32.5% return on $3,125 deposit
- TD Bank: TD Beyond Checking - $300
- requirements: open account online, receive at least $2,500 in qualifying direct deposits within the first 60 days
- potential earnings: 12% return on $25,000 deposit
- Citizens Bank: Citizens One Deposit Checking - $400
- requirements: open new checking and new savings account on the same date, sign up for direct deposit and receive at least $500 within 60 days, make three consecutive monthly deposits of $100 or more into your new savings account
- potential earnings: 16% return on $3,000 deposit
- Chase: Chase Business Complete Checking - $500
- requirements: open new account online or in person, deposit $2,000 to earn $300, or deposit $10,000 to earn $500, maintain account balance, complete five qualifying transactions within 90 days
- potential earnings: 25% return on $4,000 deposit (for $500 bonus), or 5% return on $20,000 deposit (for $500 bonus)
- U.S. Bank: U.S. Bank Business Essentials Checking - $500
- requirements: open a new account, deposit at least $5,000 in new money within 30 days, maintain a daily account balance of at least $5,000 for 60 days and make five qualifying transactions within 60 days
- potential earnings: 10% return on $50,000 deposit
- Huntington Bank: Huntington Unlimited Business Checking - $400
- requirements: open a new account online or in eligible states (IL, IN, KY, MI, OH, WV, CO, MN, SD, WI), deposit at least $5,000 in new money within 60 days, keep account open for 90 days
- potential earnings: 8% return on $5,500 deposit
- Huntington Bank: Huntington Unlimited Plus Business Checking - $1,000
- requirements: open a new account online or in eligible states (IL, IN, KY, MI, OH, WV, CO, MN, SD, WI), deposit at least $20,000 in new money within 30 days, maintain a minimum daily balance of at least $20,000 for 60 days, keep account open for 90 days
- potential earnings: 5% return on $40,000 deposit
quick tip: always double-check the terms and requirements before you sign up for any bonus offer. happy hunting! 🦁💰💯💸👨❤️💼💼💰💸👩❤️💼
- The average return on deposit to receive the highest bonus in the banking-and-insurance industry for May 2025 is 80%, offered by Huntington Bank's Huntington Perks Checking account.
- In comparison, some bonuses require a more extensive average deposit to receive, such as TD Bank's TD Beyond Checking account, offering a 12% return but requiring a deposit of $25,000.
- Many banks in the finance industry provide checking account bonuses for direct deposits, following the lead of institutions like Chase and Truist that offer bonuses for maintaining specific account balances or making qualifying transactions.
- To compete within the industry, ico platforms might consider offering attractive banking-and-insurance products like checking account bonuses to incentivize users to deposit their funds in their accounts, potentially attracting more users and increasing the overall average received.
